Have to manage differing local political views that do not align with local laws and regulations and without consensus on definitions. There is little or no inclusion of diversity and values with other nationalities with the local groups internally managed. Decision-making rarely followed through logically as everything is internally in local Cantonese with irrational definitions. Staff are involved in a bureaucratic group think culture to justify the existence of a hierarchy and culture. In the past local staff do exploit loopholes in this bank and systems for their own interests. External communications narratives are hiding internal pressures and fundamental system problems, and are not made transparent. Local staff general knowledge and job training is behind other countries by comparison. Responsibilities and accountability are often not managed demonstrating locally hires into local management roles without proper skills due to the narratives of local IT management. The toxic and selfish local culture causes investors, staff and customers to leave which is why the Hong Kong branch is where it is today.